Found 3 blog entries tagged as savings.

Is Homeownership a Good Financial DecisionMany have reported on Robert Shiller’s recent comments on the investment aspect of homeownership. Shiller, a Yale professor and co-founder of the Case-Shiller Home Price Index, is famous for making provocative comments on house prices and the financial benefits of owning a home. In a recent Bloomberg Television interview, Shiller responded to a question about homeownership as an investment this way:

“So, why was it considered an investment? That was a fad. That was an idea that took hold in the early 2000′s. And I don’t expect it to come back. Not with the same force. So people might just decide, ‘Yeah, I’ll diversify my portfolio. I’ll live in a rental.’ That is a very sensible thing for many people to do.”

Today, we would like to debate…

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Ideas To Lower Your Energy BillMany communities in Coastal Delaware and around the US are seeing their energy costs increase; sometimes dramatically. Whether you are energy conscious or just trying to save money, there are many steps you can take to lower your Lewes home bills while helping the environment at the same time

Below are several energy-saving measures to help you save money either in your current house or future residence. 

Heating and cooling
  • Keeping your home at a comfortable temperature uses more energy than anything else.
  • Seal windows and doors to prevent air leaks, and close doors and air vents to rooms that are not often used.
  • Changing filters in your heating system monthly can also help it run more efficiently, with the added bonus of increasing the air…

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Rare is the Lewes property owner who doesn’t remember at least one budget-busting maintenance emergency. It may have been a roof problem; perhaps a plumbing or electrical mishap…whatever the cause, unforeseen cratering of the household bank account can furrow brows and send blood pressures soaring.

For the very wealthy, it’s a non-issue. For all the rest of us, there is one foolproof method of avoiding the problem: create an emergency fund.

Everyone does his and her best to save for the future – for everything from the great events in life to more modest occasions, like family vacations. But making a clear distinction between those kinds of savings and a special emergency fund is worth the effort. For one thing, you remove the temptation to reach for…

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