Found 1 blog entry tagged as Mortgage Qualification.

Coastal Delaware First Time HomebuyingFirst time homebuyers in Rehoboth Beach are told a lot of things —

“Save your money,” their parents advise.
“Location, location, location!” their friend’s friend cautions.

Reasonable advice, for certain. But there some important elements of the home buying process which a typical Coastal Delaware first time homebuyer doesn’t usually hear. I’ve listed some of the most important ones, in no particular order:

  1. Mortgage rates you see advertised aren’t usually what you get
    The banner ads are everywhere online: “3.2% rates!” “No money down!” But the truth is, mortgage rates vary greatly. The only way you’ll know what rates you actually qualify for is to go through a complete mortgage application including credit pulls and income verification. One more…

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